Posts Tagged ‘property rights’

My Home in Chandler Sold in Foreclosure Sale

Tuesday, June 22nd, 2010

 

Last month I lost my house in Chandler to a foreclosure sale for $164,000.  My realtor Vic Gustafson with Keller Williams did his best with an investor to get a short sale.  While we came very close, the mortgage company, GMAC, was obviously NEVER working with us in a sincere manner.  The investor’s initial offer was $133,000 and he ultimately raised it to $161,000 but GMAC’s negotiator was never sincere in working with them.

 

As a result, I paid utilities & monthly HOA fees and I kept the place up for more than six months—all to no avail.  It appears GMAC Mortgage Company was only leading us on so that they would not have to pay the utilities & HOA fees and maintenance while they gathered as much intelligence on me as they could in order to shake me down.

 

While I do not like having to walk away from it, I am glad it’s over.  Certainly, I do not advocate walking out on one’s obligations.  But in this case I was waylaid by both my former employer, the Arizona Department of Corrections, and my “former” licensure board, the Arizona Board of Psychologist Examiners.

 

I was wrongly terminated.  I was incessantly harassed by my own Board in an effort to shut me up, and, ultimately, my health became compromised.  My Board denied me my ability to work and support myself.  There was no way I could keep my home due to lack of income and deprivation of my ability to earn a living.

 

What can I tell you about mortgage companies, the government programs to assist home owners to stay in their homes and short sale processes & foreclosures?

 

In brief,

 

WALK AWAY.

 

Don’t bother trying to work with any of them.  They are all dirty.  It is all crooked.  When I told the reception at GMAC’s “Recovery Loss Center” that I needed a “reasonable accommodation” due to auditory processing problems, I was immediately passed to the “Government Recovery Loss Center!”

 

They all work together.  Even HUD Housing counseling is a farce.  True, they help you with a budget, but they collect all this personal sensitive data and share it with (a) your mortgage company and (b) with the government!

 

Had Bush not bailed out the banks and allowed them to experience true free market forces & consequences, the banks & mortgage companies would not be treating us so harshly.  They would be forced to work with us.  But instead, they have been bailed out and programs put in place that are not only ineffective, they are a bunch of lines.

 

When the government holds more than 96% of all mortgages, you know something is wrong.  There is no market.  It is all inflated and far over-valued.  Washington DC has destroyed property rights!

 

When the Declaration Independence was being composed, there was debate about the three words.  “Life, Liberty, and Property” would have been far more accurate and apropos than what we got. 

 

This country was founded upon a strong foundation of protecting individual property rights but, alas, that foundation has been broken.

 

My advice?  Walk off.  Do not attempt a “short sale.”  Don’t bother with the phony and treacherous government programs.  Give them back the property.

 

Certainly, the mortgage company experienced losses on my house but my personal losses were even greater.  It turned out to be damned expensive rent.

 

 

 

 

 

Purpose of Dr Kent’s Blog

Saturday, August 8th, 2009

The mission of Dr Kent’s Blog is

To bring flexibility to the thought processes

of Americans and the world

With the idea in mind that

America will regain her bearings

and

Export her example of freedom & prosperity once again

To break the rule of the “collectivists”

and

To restore common sense

and

Critical Thinking

 so that

The yoke of Political Correctness, the brain washing and mass insanity may be thrown off

and

Reason may once again rule supreme.

Thereby,

Justice may be restored

so that even the

Poor may have remedy

and

Property Rights are returned to citizens

so that

The Rule of Law may be restored once again in America.

Death to Tyrants!

Dear Gillian, It’s a Disappearing Act!

Tuesday, March 24th, 2009

 

Gillian Tett has a way with words but I must respectfully disagree with some of her column this Tuesday.  It needs a better title for certain.  Nonetheless, the marvelous manner in which Miss Tett writes prompts deep thought with a dash of that British styled overly reserved humor.  Hopefully her audience will cue in on what I did and what I believe Gillian wants her readers to think about—deeply and seriously think about.

 

I find it difficult to keep up with current events daily plus I try not to keep up with certain things, especially the news because it is so disturbing and manipulative.  But I love when someone points out the sheer hypocrisy in leadership, especially “liberal leadership” which is an oxyMoron!  Plus, I enjoy when someone reminds us of our ever shortening and failing public memory.  I am speaking about the rebirth of the Resolution Corporate Trust!

 

So, now we have perfectly good & noble word being besmirched.  “Legacy” used to mean old standards implying well accepted industry standards that are tried & true.  But now I guess it is more politically correct than calling them what they are: “problem assets.”  More like “fraudulent assets” if you ask me! 

 

And “free market” used to mean something but today it is a farce.  A cruel joke has been thrust upon the common man and common woman.  There is no “market.”  There is only government and government masters. 

 

The purpose of government is to make money off other people’s money.

 

—quote me!

 

If I weren’t for deals with the government the richest man in the world today Warren Buffet wouldn’t be what he is today.  So, we continue to “serve” our government, our new masters.  Doublespeak certainly makes it more palatable.  The left enjoyed labeling them “toxic” assets when it suited their purposes but now that they are in power, they want to continue the theft by expanding their fraud!

 

Our whole system is based upon fraud and built upon deceit.  The fraud & deceit will never go away until one little card is pulled so close to the bottom again—and we have that opportunity today.  It is about time we stopped the fraud, deceit and greed by going back to our roots—the only “policy” that can cure what ills & ales us—the United States Constitution.

 

These are times after which the overuse of psychosociopolitcal warfare has made the overly abused child immune to any more throttling.  Rather than correct that young man, he’ll not even realize he was even being “corrected.”  He will continue on like nothing has happened.  Which is just the effect this name game is going to have on the markets—nil! 

 

Sadly, I predict this name change will have a slight impact of lifting the markets long enough for a few more desperate souls, suckers, to enter into the stock market which will once again eat up “wealth” and “assets” in a continuation of the disappearing act already in play.  In other words, this slight of hand will cause many to put their hard earned cash back into the game—in which more of their “wealth” will be taken away from them.

 

We’ll see a repeat of the Great Depression in terms of a real bottom being hit.  Caused once again by government intervention with the greatest of intentions!    Since we refuse to wake up and reclaim our Constitution & our currency, our true “property rights,” we are going to lose everything.  Then Obama and his minions will have their day, their success, in bringing the US (and the rest of the world) to its knees so that they can become masters over all.

 

Former Secretary of State Henry Kissinger said that the current crisis is an excellent opportunity for Mr. Obama to usher in The New World Order.  Gee, didn’t George Bush, Senior “invent” The New World Order?  No, probably that was Al Gore.  After all Al invented the internet.

 

But then you ask, “What does God have to do with this?”  OK, I am tossing in the kitchen sink.  God is in control.  Either we turn to Him and get the opportunity to reassert our property rights, reclaim our US Constitution and cease this theft and world wide murder under the Federal Reserve.  Or we might as well get ready for the bloodiest war the earth has ever seen.  My preference is we let this house of cards fall and we return to a Constitutional currency upon which to build and base true wealth that will inherently limit our government and those nasty conflicts around the world which have been foisted on the common man and common woman.

 

Sorry, Gillian, I must respectfully disagree with your conclusion that the ‘clock is ticking’ on Mr. Geithner—when it came out that Treasury Secretary Geithner and Senator Chris Dodd knew in advance about the $165M+ in contractually obligated bonuses at AIG, Mr. Geithner should have resigned.  As it stands, you may be absolutely correct, dear, when you say that the clock is ticking on the system.

 

Gillian, will you marry me?

 

I sense I have found my kindred soul, my soul mate.  Before you turn me down, Gillian, remember what the greatest playwright of all time, Sir Francis Bacon, wrote: 

 

True love is a meeting of the minds.